by Andrew Spainhower
If you are reading this article, chances are you have recently been involved in some kind of accident and you are looking for guidance as to how to protect yourself and your loved ones and your property. You might be wondering if contacting a personal injury attorney will be beneficial. Keep reading this article and you will learn of 5 compelling reasons to do just that. This article will help you understand why contacting an experienced lawyer is a smart action to take. You will be better informed as to why this is in your best interest.
#1 Avoid the Hassle
When you are involved in an accident, you will have a lot on your mind. You will have claims to file, statements to make, doctor appointments and appointments with claims representatives. There will also be payment arrangements to make and other unforeseen items to take care of, all while you may be in pain and not feeling like your best self. An experienced attorney can take much of this burden from you while providing you with a much-needed service and the peace of mind that comes with knowing you are taking care of all that needs to be taken care of.
#2 Level the Playing Field
The moment you file your claim the insurance companies begin the process of investigating what happened. They have teams of attorneys trained in handling claims such as yours. They know all of the loopholes. They know the legal ins and outs. They are trained to keep the insurance companies expenses down and they are good at it. You need someone on your side that understands the laws and possible outcomes of your losses and injuries caused by the accident that prompted you to file a claim. As your attorney counsels with your medical professionals and other experts needed on your case, you will be provided with important information that is needed to move forward with your claim.
#3 Avoid Pitfalls
What could be a pitfall? Perhaps deadlines for filing paperwork or statements made by you or witnesses at the scene of the accident or later to insurance adjusters that can be misconstrued and used against you. A lack of understanding the laws and what your rights under those laws are can also be a factor. These are just a few examples of the many pitfalls that can cause you grief and stress during an already difficult and stressful situation. There is also the fact that laws differ from state to state. Some states have “no fault” laws and others do not. Some states allow you to sue even when you are partially at fault and others do not. How can someone not familiar with the differing laws and confusing legal jargon be expected to successfully navigate through such a complicated scenario?
#4 Get Compensated Fairly
An accident can bring about unanticipated expenses for months or even years after the initial event. If your injuries were substantial or the type that create the need for ongoing physical therapy or prolonged loss of work due to inability to work or attending numerous doctor appointments, those costs can add up quickly. It is difficult to predict what the future will hold for you or your loved ones as you recover from your injuries. An experienced attorney will be able to help you navigate through this complicated process. They will know from previous cases and their knowledge of the law, how you can protect yourself from a future of uncertainty and possible financial disaster. An attorney with personal injury experience on your side will give you much needed peace of mind. Most cases do settle out of court and your lawyer can help you recognize when a fair and reasonable offer has been made. If that fair offer has not been made, an attorney will help you understand that and find a way to reach an agreement that is fair and meets your needs.
#5 Why Have Insurance If You Can’t Even Use It?
Your insurance company and everyone else’s is banking on the idea that you will never have an accident. After all, nobody wants to be in an accident, cause an accident or have to deal with the hassle that comes from an accident. They also know that if you are in an accident, chances are that if you perceive your loss or your injuries to be small, you may just handle the expenses yourself to prevent an increase in your already expensive insurance premiums. Often an accident is small, and you can handle it on your own with the assistance of your own insurance company. But many times, it would be in your best interest to at least confer with an experienced attorney that can help you make an informed decision about your options and what is best for you and your family. You pay your premiums every month because you want protection and the law requires that you do in order for you to be a responsible driver. You are entitled to receive optimum assistance and compensation from the insurance companies involved when an accident occurs. Your job is to focus on your physical recovery as well as restoring the physical property that you work to maintain.
In summary, the above 5 reasons give you ample incentive to get legal advice from an attorney that you trust. Let someone who has studied the laws that affect you use that knowledge to help you. If you are required to file a lawsuit to properly compensate you for your losses, you will need someone to guide you through that process and ensure that you adhere to complex rules within the law and that your papers are filed in a timely manner. Your attorney will be able to help you more accurately predict the kind of ongoing care and compensation that you or your loved one may need in order to restore your health and quality of life.
About the author, Andrew Spainhower:
Andrew graduated from The Sandra Day O’Connor College of Law at Arizona State University. A.S.U. is the 5th ranked law school in the western United States. While in law school, Andrew was a Dean’s Recruitment Award recipient, a Charles E. Jones Scholar recipient, and he earned the Pedrick Scholar Award for excellence in academic achievement. He also won the “CALI Excellence for the Future Award” for achieving the highest grade in a practical application clinic entitled, “The Litigation Experience.” This was the crowning achievement of Andrew’s legal education as litigation and courtroom techniques had been his focus throughout his law school experience. Andrew also served as the judicial intern for the Honorable Judge Bruce R. Cohen of the Maricopa County Superior Court. Andrew’s legal practice focuses primarily on personal injury, workers compensation, and civil litigation.