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How to stop foreclosure in Illinois

This was taken about halfway up the block on the east side of Broadway, between 79th and 80th Street. It's at the north end of the "Filene's Basement" store on the corner, and it's a place where I've often seen homeless people holding up a sign that asks for assistance... With very rare exceptions, I haven't photographed these homeless people; it seems to me that they're in a very defensive situation, and I don't want to take advantage of their situation. But something unusual was happening here: the two women (who were actually cooperating, and acting in tandem, despite the rather negative demeanor of the woman on the left) were giving several parcels of food to the young homeless man on the right. I don't know if the women were bringing food from their own kitchen, or whether they had brought it from a nearby restaurant. But it was obviously a conscious, deliberate activity, and one they had thousght about for some time... What was particularly interesting was that they didn't dwell, didn't try to have a conversation with the young man;they gave him they food they had brought, and promptly walked away. As they left, I noticed the young man peering into his bag (the one you see on the ground beside him in this picture) to get a better sense of the delicious meal these two kind women had brought him... ********************** This is part of an evolving photo-project, which will probably continue throughout the summer of 2008, and perhaps beyond: a random collection of "interesting" people in a broad stretch of the Upper West Side of Manhattan -- between 72nd Street and 104th Street, especially along Broadway and Amsterdam Avenue. I don't like to intrude on people's privacy, so I normally use a telephoto lens in order to photograph them while they're still 50-100 feet away from me; but that means I have to continue focusing my attention on the people and activities half a block away, rather than on what's right in front of me. I've also learned that, in many cases, the opportunities for an interesting picture are very fleeting -- literally a matter of a couple of seconds, before the person(s) in question move on, turn away, or stop doing whatever was interesting. So I've learned to keep the camera switched on (which contradicts my traditional urge to conserve battery power), and not worry so much about zooming in for a perfectly-framed picture ... after all, once the digital image is uploaded to my computer, it's pretty trivial to crop out the parts unrelated to the main subject. For the most part, I've deliberately avoided photographing bums, drunks, drunks, and crazy people. There are a few of them around, and they would certainly create some dramatic pictures; but they generally don't want to be photographed, and I don't want to feel like I'm taking advantage of them. I'm still looking for opportunities to take some "sympathetic" pictures of such people, which might inspire others to reach out and help them. We'll see how it goes ... The only other thing I've noticed, thus far, is that while there are lots of interesting people to photograph, there are far, far, *far* more people who are *not* so interesting. They're probably fine people, and they might even be more interesting than the ones I've photographed ... but there was just nothing memorable about them.

Foreclosure is a legally complex process and for most people a moment of mental instability. Most of us do not really know what this actually is until they receive a letter for the execution of foreclosure for a due debt. Here is a brief explanation and how to stop foreclosure in Illinois

 Technically any credit, all the money you take from the bank for you to cover any expenses is a loan. It does not matter if you take the loan to pay for education, housing, or a new vehicle. Also, it does not matter if it is a big or a minimal loan, it is still a legally stated loan. As already mentioned, in most cases, the bank is the lender.
Usually, when signing a contract for taking money for your lender, the guarantee they get is your every possession. In most cases, this is your property, aka your house. If you let couple of payments let unpaid, this means that in a very short time you will receive an announcement letter for foreclosure. As the only guarantee you have left is the house, foreclosure means taking away your house. The bank sells it on a bid with the price of the loan left to be paid and gets their money back and somebody gets a cheaper house.
This is the point when most people panic. However, this shall be the moment when you contact a specialized lawyer immediately to help you stop the foreclosure procedures. Here are the things your lawyer will help you do so that you save your home.

 This is the easiest and fastest way to deal with the situation.  If there is any reason that you have not paid what you had to at the right time, but you still have the money, or you can take the money from a friend or a different institution, depending on the amount, you can pay all the money at once. Showing the court that you are completely able to cover all the loans at once is the best way to go. This will surely stop the procedure of foreclosing immediately. 

 These are long and exhausting procedures. They literally consist of collecting lists of all your loans, all the income sources, and all the expenses that you have so that you can ‘apply’ to the court for a special repayment plan. 

 If the reason for which you have not recently repaid a loan is that the situation in your life changed, the moment you know it, or the very moment when you receive the foreclosure announcement letter, you have to see your banking specialist immediately. This includes any income or expenses changes, or any consequences from the Covid-19 financial crisis. 

 Dealing with foreclosure may be a real challenge, but it is not impossible to get out of this terrifying situation. Find a lawyer, and they will help you save your home and gain stability over time.

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